Meet the people
behind the flow
Flote was built by a team of fintech and payments leaders who believe financial systems should benefit people.
The Team
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Peter Maher
CEO
Peter, Flote’s Founder and CEO, brings more than 15 years in fintech and payments. Formerly with ZIP Co and Capital One, he is driven by the belief that access to fair, responsible financial products should be universal.
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Jacek Serafinski
SVP, PRODUCT AND ENGINEERING
Jacek directs product and engineering for Flote. With prior leadership at Block (Afterpay) and Atlassian, he combines deep technical expertise with a focus on elegant, scalable solutions.
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Barbara Badelt Ford
SVP ,COMMERCIAL
Barbara oversees merchant partnerships and business development. She has led teams at Adyen, Nuvei, and other global payments firms, building trust between brands and customers through transparent, high-performance systems.
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Daniel Crisologo
SVP, MERCHANT OPERATIONS
Daniel leads merchant integration and operations. His experience optimizing payments ecosystems at Nordstrom, eBay and T-Mobile gives him a strong understanding of how commerce, logistics, and customer experience align to the merchants needs.
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Rah Chalmers
DIRECTOR, STRATEGIC INITIATIVES
Rah leads strategic initiatives and execution across the company, partnering closely with senior leadership. A background supporting executives at Enterprise Holdings, Moov, and Socure demonstrates her experience organizing complex priorities, optimizing workflows, and guiding high-stakes programs across payments, fintech, and AML. -

Bruce Brinkus
SVP, RISK
Bruce oversees credit and risk strategy for Flote. He brings extensive experience in risk analytics, fraud prevention, and consumer lending from leadership roles at companies like PayPal, Kabbage, and Wells Fargo. His focus is on building responsible, durable systems that protect customers and merchants while enabling healthy growth.
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Zac Hunter
SVP, MARKETING AND COMMUNICATIONS
Zac is a five-time CMO/fCMO and PR leader with experience marketing startups and high-growth brands, including work for Capital One, Banijay Americas, Autonomy, and YC and Google-backed companies. He helped start the fastest-growing site in history (c. 2014), co-built Brainlabs’ content marketing product, and received a CNN Hero Award.
What we believe
Flote was founded on a few simple principles
Flow
creates freedom.
Transparency
builds trust.
Responsibility
deserves reward.
Our culture reflects this:
We aim to be open, curious, and collaborative, with respect for the rhythm of each individual.