Meet the people
behind the flow

Flote was built by a team of fintech and payments leaders who believe financial systems should benefit people.

The Team

  • A man with short brown hair and blue eyes smiling outdoors.

    Peter Maher

    CEO

    Peter, Flote’s Founder and CEO, brings more than 15 years in fintech and payments. Formerly with ZIP Co and Capital One, he is driven by the belief that access to fair, responsible financial products should be universal.

  • Black and white portrait of a man in a suit with arms crossed, smiling slightly, against a plain background.

    Jacek Serafinski

    SVP, PRODUCT AND ENGINEERING

    Jacek directs product and engineering for Flote. With prior leadership at Block (Afterpay) and Atlassian, he combines deep technical expertise with a focus on elegant, scalable solutions.

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    Barbara Badelt Ford

    SVP ,COMMERCIAL

    Barbara oversees merchant partnerships and business development. She has led teams at Adyen, Nuvei, and other global payments firms, building trust between brands and customers through transparent, high-performance systems.

  • A smiling middle-aged man with glasses and a beard, wearing a checkered blazer and white shirt, against a purple background.

    Daniel Crisologo

    SVP, MERCHANT OPERATIONS

    Daniel leads merchant integration and operations. His experience optimizing payments ecosystems at Nordstrom, eBay and T-Mobile gives him a strong understanding of how commerce, logistics, and customer experience align to the merchants needs.

  • A woman with long brown hair smiling outdoors with trees in the background, wearing a red and white patterned top and a cross necklace.

    Rah Chalmers

    DIRECTOR, STRATEGIC INITIATIVES

    Rah leads strategic initiatives and execution across the company, partnering closely with senior leadership. A background supporting executives at Enterprise Holdings, Moov, and Socure demonstrates her experience organizing complex priorities, optimizing workflows, and guiding high-stakes programs across payments, fintech, and AML.

  • Close-up of a middle-aged man with a beard and mustache, wearing a white shirt and maroon vest, smiling slightly, with a background of a building and cloudy sky.

    Bruce Brinkus

    SVP, RISK

    Bruce oversees credit and risk strategy for Flote. He brings extensive experience in risk analytics, fraud prevention, and consumer lending from leadership roles at companies like PayPal, Kabbage, and Wells Fargo. His focus is on building responsible, durable systems that protect customers and merchants while enabling healthy growth.

  • A man with wavy hair wearing sunglasses and a leather jacket, smiling outdoors with mountains and a cloudy sky in the background.

    Zac Hunter

    SVP, MARKETING AND COMMUNICATIONS

    Zac is a five-time CMO/fCMO and PR leader with experience marketing startups and high-growth brands, including work for Capital One, Banijay Americas, Autonomy, and YC and Google-backed companies. He helped start the fastest-growing site in history (c. 2014), co-built Brainlabs’ content marketing product, and received a CNN Hero Award.

What we believe

Flote was founded on a few simple principles

Flow
creates freedom.

Transparency
builds trust.

Responsibility
deserves reward.

Our culture reflects this:
We aim to be open, curious, and collaborative, with respect for the rhythm of each individual.

Join the movement

We are growing our team of builders, thinkers, and creators.

If you believe finance should move with people, not against them, we would love to talk.

View Opportunities